Chimney repair cost depends on the type of damage, the chimney's height and access, and the materials involved. According to Angi's 2026 data, simple chimney repairs average about $455, with most falling between $160 and $750. Larger masonry work costs more: partial rebuilds of damaged sections can go from $1,000 to $5,000, or even more. At BJK, projects start at $450, and we provide a project-specific price after a free on-site estimate.

It depends on what caused the damage. Homeowners insurance typically covers chimney repair when the damage comes from a covered event, such as a lightning strike or a fire. Damage from normal wear and tear, age or neglect is generally not covered. Every policy is different, so check with your insurance company about your specific coverage.

Yes. Many older brick and stone chimneys can be restored instead of replaced. Restoration usually involves removing failing mortar and repointing the joints, replacing damaged brick or stone, and rebuilding the crown. On older homes, using a mortar that suits the original masonry, such as lime mortar, helps protect the chimney. When the damage is too extensive, a partial or full rebuild may be the better option.

Chimney installation cost depends on the chimney's height, size and materials. Chimney replacement or installation typically runs from about $3,000 to $15,000, with an average of $9,300, or roughly $40 to $250 per linear foot. Masonry chimneys in brick or stone generally fall toward the higher end because of the materials and labor involved.

The cost to replace a chimney depends on how much of the stack needs to be rebuilt, its height and the materials. A complete chimney rebuild or replacement at $3,000 to $15,000 on average, while partial rebuilds of damaged sections cost less. We evaluate the chimney on-site to determine whether a partial rebuild or full replacement makes sense.

Sometimes. If a covered event, such as a fallen tree, damages the chimney, insurance may help pay for the replacement. When a chimney collapses from long-term deterioration, most insurers treat it as structural damage, and the policy likely won't cover it. Contact your insurance company to confirm what your policy includes.